
Aaron Symonds, AINS, CAWC, LIC
Vice President Commercial Insurance
Shareholder
Aaron graduated from Grand Valley State University in 2005 with a degree in Occupational Safety and Health Management. He began his career with a local insurance agency as a Risk Management Consultant, specializing in large and complex commercial accounts. As a student of risk mitigation and organizational safety, Aaron developed a passion for helping businesses identify, manage, and reduce risk exposures. That interest ultimately led him into the brokerage side of the industry, where he assumed a leadership role overseeing risk financing, loss control, and claims management strategies for both middle-market and large commercial clients.
In 2010, Aaron established his captive insurance practice, focusing on the evaluation, education, and placement of qualified commercial accounts into member-owned captive insurance companies. His specialization in alternative risk financing has allowed clients to achieve improved long-term financial outcomes through greater control of their insurance programs and a disciplined approach to risk management. Over the following decade, Aaron developed a substantial commercial insurance practice spanning both traditional guaranteed-cost insurance programs and alternative risk financing solutions.
In 2020, Aaron joined Collins & Associates Corporation as an executive focused on commercial insurance and risk management. Working closely with the firm’s risk control, claims, and account management teams, he helps clients strategically manage their total cost of risk. Aaron routinely evaluates and presents both traditional and nontraditional insurance solutions, ensuring clients understand the full spectrum of options available to them. His objective is to help businesses become less reliant on insurance as a financial tool by improving operational performance, reducing losses, and implementing sustainable risk management strategies.
Aaron has been advising clients on captive insurance solutions for over two decades and continues to work with organizations throughout the country on alternative risk financing initiatives. He resides in Rockford, Michigan, with his wife, Sarah, and their two children. Outside of work, Aaron enjoys spending time with his family, supporting their activities and pursuits, and remaining active in his church and local community.